Is a plug-in hybrid worth it in Estonia?

Over 5 years the Škoda Kodiaq iV costs €8,300 less than the Škoda Kodiaq TDI (€45,353 against €53,653).

Over 5 years the Toyota RAV4 costs €6,083 less than the Škoda Kodiaq iV (€39,270 against €45,353).

Over 5 years the Tesla Model Y costs €11,799 less than the Škoda Kodiaq iV (€33,554 against €45,353).

If a plug-in hybrid is never charged it runs on petrol alone, and the Škoda Kodiaq iV’s total rises by €2,867: €48,220 instead of €45,353.

The Škoda Kodiaq iV is cheaper than the Škoda Kodiaq TDI at any distance from 5,000 to 60,000 km a year.

The Škoda Kodiaq iV stays dearer than the Toyota RAV4 even at 60,000 km a year.

The Škoda Kodiaq iV stays dearer than the Tesla Model Y even at 60,000 km a year.

Open this comparison in the calculator →

Assumptions: 20,000 km a year, 5 years, bought with cash, 80% of charging at home, fuel and electricity prices rising 5% a year; prices as of 8 October 2026. Every assumption can be changed in the calculator.

Total cost over 5 years at 20,000 km a year

CostŠkoda Kodiaq iV
Plug-in hybrid
Škoda Kodiaq TDI
Diesel
Toyota RAV4
Full hybrid
Tesla Model Y
Electric
Purchase price€44,440€47,210€41,300€40,990
Depreciation€20,422€23,754€13,800€13,937
Interest and cost of capital€3,187€3,238€3,317€3,276
Energy€11,837€16,248€12,375€5,013
Preheating€114€280€255€401
Car tax and registration fee€1,495€3,503€1,640€464
Insurance€3,117€2,100€2,080€4,264
Service and inspection€1,805€2,455€2,672€1,005
Repair risk after warranty€0€0€1,058€600
Tyres€2,075€2,075€2,075€3,294
Other costs€1,300€0€0€1,300
Total cost€45,353€53,653€39,270€33,554
Per month on average€756€894€654€559
Cost per km€0.45/km€0.54/km€0.39/km€0.34/km
Value at the end€24,018€23,456€27,500€27,053

How mileage changes the answer

Total cost over 5 years at different yearly distances. The cheapest is in bold.

Distance per yearŠkoda Kodiaq iVŠkoda Kodiaq TDIToyota RAV4Tesla Model Y
10,000 km€33,886€40,282€26,500€24,460
20,000 km€45,353€53,653€39,270€33,554
30,000 km€58,625€68,411€52,506€43,322

Questions and answers

How often do you need to charge a plug-in hybrid?

The calculation assumes the Škoda Kodiaq iV covers 30% of its distance on electricity. If a plug-in hybrid is never charged it runs on petrol alone, and the Škoda Kodiaq iV’s total rises by €2,867: €48,220 instead of €45,353. A plug-in pays off mainly when it is charged every day at home or at work.

What is the car tax on a plug-in hybrid?

Škoda Kodiaq iV: annual tax €142 and registration fee €785 (2026). For plug-in hybrids the mass component starts at 2,200 kg (2,000 kg for other cars); the registration fee rises to €1,090 in 2028 and €1,395 in 2031.

At what mileage does a plug-in hybrid pay off?

The Škoda Kodiaq iV is cheaper than the Škoda Kodiaq TDI at any distance from 5,000 to 60,000 km a year. The Škoda Kodiaq iV stays dearer than the Toyota RAV4 even at 60,000 km a year. The Škoda Kodiaq iV stays dearer than the Tesla Model Y even at 60,000 km a year.

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